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Patient Financing Plano Texas Dentist

Star Ranch Dental is your premier in-network dentist in Plano. We offer a variety of financing and payment options, and participate in multiple PPO dental insurance plans to ensure you can take care of your dental health how you want to, with as little financial restriction as possible.

In-Network Provider – PPO Dental Plans Accepted

We proudly accept and are an in-network provider with the following PPO insurance plans:

While dental insurance reimbursements are not, and never have been, the guideline for quality care – your available benefits can help with a portion of the cost of your dental care. As a service for our patients, we help maximize your benefits and file insurance claims electronically on your behalf at each visit. Additionally, for members of the plans we participate in, we provide access to a specially reduced fee schedule, making your high level of care even more affordable.

Most plans include coinsurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time of service.  Please provide your insurance plan information when scheduling your first visit.  We will work with you to ensure that your receive the maximum benefits to which you are entitled.

Dental Payment Options

All payments are expected in full at the time of your service.  If you have insurance, you will only pay the estimated portion of your services for which you are responsible at that time.  If you are an existing patient and do not anticipate being able to cover your entire estimated portion at that visit, you may be able to pay a portion of your responsibility not covered by your insurance plan if you make arrangements with our team in advance.  We will always make our best effort to ensure you receive the services you need! For that portion of costs not covered by insurance, we offer a variety of payment options including:

  • Credit Card (Visa, MasterCard, Amex)
  • Cash or Personal Check
  • CareCredit
  • Sunbit (Over 85% Approval)

Dental Patient Financing

In order to make achieving your dream of a perfect smile a reality, Star Ranch Dental accepts dental financing, including Lending Club Patient Solutions and CareCredit.

CareCredit - Dental Financing available at Star Ranch Dental


CareCredit offers a variety of interest-free payment plans, and extended financing up to 48 months.

You can apply in our office or online by clicking here.

Sunbit Financing – Click the image to apply.

sunbit financing



Just like you, all of our patients value their time. We are committed to providing an exceptional experience for you – and doing all that we can to be on time or ahead of time for each and every patient. You play a vital role in helping us make that happen for everyone!

This commitment to serve and care for each of you at the highest level is only as strong as our business foundation and ability to operate efficiently. To maintain that integrity for all, our system will automatically charge a broken appointment fee of $50 for each cancellation within 48 hours.

We understand that sometimes unexpected things happen, and life takes over. We are happy to extend a one-time courtesy waiver for our patients who value and respect our time, as we do the same for them. For repeat instances and no call no show, we know you will understand if the need arises to implement this policy.

Financial Policy

When an appointment exceeds $500 we reserve the right to collect 20% (not to be lower than $50) of the amount due. We thank you for your confidence in choosing us to care for your dental wants and needs, and we appreciate your understanding in our policies.

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